Your trusted partner for online bill payments, recharge, AEPS, BBPS, and more. Empowering 1100+ retailers across India with seamless financial transactions.
Experience seamless bill payments through India's largest interoperable payment system. Powered by Bharat Connect (BBPS), with instant confirmation and secure, encrypted transactions.
All state electricity boards
All major banks supported
Municipal & LPG payments
School & college payments
on UPI Cash Out — it is a cash withdrawal, not a merchant sale.यह नकद निकासी है, बिक्री नहीं
From 15 October 2026, UPI merchant payments above ₹2,000 attract a 0.4% MDR. UPI Cash Out sits outside that: your customer scans a dynamic UPI QR at your counter, you hand over the cash, and you earn a commission on every successful transaction.
Your own shop-sale collections keep their existing MDR classification. Limits and commission as per NPCI, RBI and partner-bank norms.
Everything you need to run a successful payment business, all in one powerful platform.
Instant prepaid & postpaid recharge for all operators with best commission rates.
Quick DTH recharge for Tata Sky, Airtel, Dish TV, and all major providers.
One-stop solution for electricity, water, gas, insurance & loan EMI payments.
National highway toll payments & FASTag recharge for all major banks.
AEPS - Aadhaar based payment services for cash withdrawal & balance inquiry.
Customer scans a dynamic UPI QR at your counter and you hand over cash — zero MDR, commission on every withdrawal.
Send money to any bank account over IMPS & NEFT, with a zero-charge option for your customers.
Pay credit card bills of all major banks quickly and securely.
No branch or ATM nearby? Your shop can serve customers of any bank — cash withdrawal, cash deposit, balance enquiry, bill payments and recharge — with one Payonclick retailer ID.
Customers of any bank withdraw cash, check their balance and get a mini statement with Aadhaar and a fingerprint or iris scan.
Debit card holders withdraw cash with their own card and PIN on a Bluetooth Micro ATM paired with the app.
The customer scans a dynamic QR with any UPI app. No card, no fingerprint, no extra device at your shop.
Electricity, water, gas, credit card, FASTag, insurance and loan payments across 30 bill categories.
Prepaid recharge for all major mobile operators and DTH brands, paid from your Payonclick wallet.
Deposit cash into SBI, IDFC FIRST Bank, Bank of Baroda and Union Bank accounts through our free money transfer.
Cash deposits are credited within each bank’s service hours; the app shows the current banks and timings. Payonclick is a technology and service provider and every transaction runs on regulated banks and networks. Bank CSP vs Payonclick retailer ID.
Built with cutting-edge technology to help you scale your business effortlessly.
Process transactions in milliseconds with our optimized infrastructure.
256-bit encryption & PCI DSS compliant platform for safe transactions.
Comprehensive dashboard with detailed reports and insights.
Expert support team available via phone, email & WhatsApp.
Simple APIs and sandbox mode for seamless integration.
Service coverage across urban, semi-urban & rural India.
Start earning within minutes with our simple onboarding process.
Quick registration with basic KYC verification in under 5 minutes.
Load your wallet securely via UPI, Net Banking, or NEFT transfer.
Access all services instantly and serve your customers seamlessly.
Get instant commission credits and track earnings in real-time.
Choose the perfect plan for your business needs. No hidden charges.
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Find answers to common questions about our platform.
Join thousands of successful retailers and distributors earning with Payonclick. Start your journey today!
